Starting with the last one, let’s look at Wachovia savings account rates.  Currently, standard savings are paying out 0.05% annual percentage yield (APY) with a minimum balance of $300 needed to avoid fees.  To up those Wachovia interest rates, money market accounts are available that pay out 0.75% APY and require $2,500 in balance maintained to avoid fees.

For investment savings, a look at Wachovia CD rates is in order.  These are tiered by term length, starting at 3 months, paying 0.15% APY.  6 months pays 0.35% APY, 9 month 0.45% APY, and 12 months at 0.55% APY.  More Wachovia CD rates are on 18 months at 0.65% APY and 24 months at 0.75% APY.  All of these require a minimum $1,000 to open and maintain for these Wachovia CD rates.

Finally, we turn to Wachovia mortgage rates.  These will depend on your situation, of course, but assuming you have maximum qualifications (700+ FICO score, down payment, etc.), you could qualify for a good loan.  Wachovia mortgage rates on a 30-year fixed mortgage is 5.571% annual percentage rate (APR).  For a 15-year fixed, it’s 5.078% APR.  For a 5-year adjustable rate mortgage (ARM), the Wachovia mortgage rate is 4.029% APR.

These are definitely great Wachovia interest rates worth looking into.  As Wachovia merges with Wells Fargo, these rates will change, of course.  All accounts that are eligible are FDIC insured to the fullest extent of the law.

There are still two basic savings account types to look at for Wachovia interest rates: Premium Savings and Money Market accounts.  We’ll look at each of these and show you the current Wachovia savings account rates for them.

The Premium account has a $100 minimum to open, but incurs fees on balances under $300.  There are three yield tiers for these accounts, leveled by balance total.  These tiers have an annual percentage yield (APY) on the following scale:

• $0-$24,999 = 0.05% APY
• $25,000-$49,999 = 0.10% APY
• $50,000+ = 0.15% APY

For the Wachovia high yield savings money market account, the APY is 0.75% regardless of account balance.  There is a minimum $2,500 to avoid fees and $1,000 minimum to open.  For many, this is the better choice for Wachovia Bank savings account rates payoff.

All accounts at Wachovia are FDIC insured to the fullest extent of the law.  These rates change regularly, so be sure to check for the most current Wachovia savings account rates before opening an account.

This site will review the different lending and savings accounts at Wachovia Bank. This site will soon review savings account specifics like Wachovia Bank money market rates, Wachovia Bank CD rates, and Wachovia Bank money market rates.  Also, we will be providing reviews on loan products like as Wachovia Bank credit card rates, Wachovia Bank home loan rates, and other interest rates for Wachovia Bank.

Please bookmark us and visit our site often, as we will be reporting current information about Wachovia Bank interest rates for you. Please be sure to provide your comments about Wachovia Bank in the comments section found on each page.