The Wachovia Bank CD rates are 0.01% APY for three months and the minimum balance required to open these accounts can be $2,500, $10,000 or $100,000. The amount of balance in the account has no bearing on the interest rates at this point. The Wachovia CD rates are 0.10% APY for a period of six months and 0.15% for a period of one year respectively. The Wachovia certificate of deposit rates for a period of 11 months is 0.20% APY and for 33 months, it is 0.90% APY. Wachovia interest rates are 1.40% APY for a period of 43 months and 2.15% APY for a period of 58 months respectively. These rates are quite competitive in the current market conditions.

Other than the interest rates, customers should also understand the fees and charges that come with the account because it can reduce their earnings over a period of time. In this product, there is a withdrawal fee for withdrawals made before the end of the term period. This rate is one month’s interest for a term of three months and less, three months’ interest for a term of 3-12 months, 6 months’ fee for a term that is more than twelve months and the minimum fee is $25.

The current Wachovia Bank CD rates for a term of three months is 0.05% APY for all balances. The rate for a term of six months is also 0.05% while the Wachovia CD rates for a term of one year is 0.10%. These are the standard rates offered by this bank and they also have a specials CD scheme. Under this option, the current Wachovia certificate of deposit rates for a term of five months is 0.20% and it renews automatically for a three month term. The rates for a term of 41 months is 1.01% and this renews automatically for a term of 36 months. The last special rate is for a term of 58 months and the rates are 1.65%. This renews for a 48 month term on the completion of 58 months. The minimum opening deposit for the special offers is $5,000 while for the others, it is $2,500. When the special offers renew automatically, they will earn the rates of a standard CD only.

Above everything, these deposits are insured by FDIC and so you can be assured of the safety of your money.

Under the featured CD account category, for a period of 26 months, Wachovia CD rates are 1.01%APY and the minimum opening deposit amount is $5000. For 40 months, the CD interest is 1.50%APY and for 58 months, the CD interest rate is 2.15%APY. The minimum deposit opening amount is $5000 for all the above-mentioned categories and Wachovia checking account is a must in all these cases.

The current CD rates for a period of 3 months under the slab $1000 to $9999 is 0.01%APY. For balances between $10,000 to $49,999, the Wachovia certificate of deposit rates are 0.01%APY while for balances between $50,000 to $99,999, the interest is 0.01%. The fourth slab is $100,000 and above for which the interest rate is again 0.01%APY. For a period of 6 months under all these slabs, the Wachovia interest rates are 1.10%APY and for a period of 9 months under all these slabs, the interest rate is 0.10%APY. For a period of 12 months, the interest rate is 0.20%APY for all the above slabs while for a period of 18 months, the interest rate is 0.20%APY for all slabs. For deposits for a period of 24 months, the interest rate is 0.70%APY for these slabs. All these deposits are insured by FDIC for a maximum amount of $250,000 per depositor.

There are two kinds of CDs offered by Wachovia Bank and they are fixed rate CDs and IRA CDs. Fixed rate CDs are a great way to save for a host of reasons including college or even for emergencies. With this CD, you are guaranteed a certain amount of return through the period of the CD. Interest on the CD is compounded daily and so the amount earned by way of interest is reasonably high. Also, all the CDs are insured by FDIC. The minimum amount required to open an account is $5,000 and it also comes with an automatic renewal option at the end of the term period. IRA CDs are the perfect way to save for your retirement. They offer many kinds of IRAs like Roth, SEP and the traditional one.

The current Wachovia Bank CD rates for a term of 3 months are 0.01% for all balances. The Wachovia certificate of deposit rates for a period of 6 months and 9 months are 0.20%. The interest rates for a term of 12 months are 0.40%, 18 months is 0.60% and 24 months is 0.70% respectively. These rates are quite competitive and you can consider this avenue for your investment needs.

The Wachovia Bank CD rates for a fixed rate CD for a 3-month term is 0.01% and for a 6-month and 9-month term, it is 0.20%. Wachovia CD rates for a 12-month term is 0.40% while for a 18-month term, it is 0.60%. Wachovia interest rates for a term of 24 months is 0.70%. The rates are 1.15% for a 23 month CD, 1.65% for a 30-month CD, 2.15% for a 37-month CD and 3.00% for a 55-month CD respectively. For a IRA CD, the interest rates are 0.01% for a 3-6 month term, 0.20% for a 6-12 month term, 0.40% for a 12-18 month term, 0.60% for a 18-24 month term, 0.70% for a 24-36 month term, 0.85% for a 36-48 month term, 0.95% for a 48-60 month term and 1.06% for a term over 60 months for all balances. Wachovia certificate of deposit rates are very competitive and this is one of the main reasons for its popularity.

There are currently three special offers in Wachovia certificate of deposit rates right now.  Each of these requires a $5,000 minimum deposit to open and maintain.  Wachovia Bank CD rates in this special series starts with an 18 month term at 1.01% annual percentage yield (APY).  For a 25 month term, the APY is 1.75% and a 30 month term has a 2.00% APY.  All of these special accounts require an existing Wachovia relationship (checking, savings, etc).

Other offers in Wachovia certificate of deposit rates require a $1,000 minimum deposit to open and maintain and do not require an existing Wachovia relationship to open.

Wachovia CD rates for a 3 month term are 0.01% APY, for a six month term they are 0.25% APY, and for a 9 month term they are 0.40% APY.

For a one year term, Wachovia interest rates are 0.50% APY and for 18 months they are 0.60% APY.  Finally, for a 24 month term, Wachovia Bank CD rates are 0.70% APY.

Of course, other offers from national banks are better in some of these terms, so shopping around won’t hurt.  The specials are where Wachovia interest rates are most compelling.

Wachovia is FDIC insured to the fullest extent of the law (up to $250,000 per depositor until 2013).  If any of these Wachovia CD rates appeal to you, lock yours in today as Wachovia Bank CD rates change often.

There are both featured and standard Wachovia CD rates, depending on your deposit amount and preferred term.  For featured Wachovia interest rates, a minimum opening deposit of $5,000 is required, but the annual percentage yield (APY) will usually be much higher.

An 11 month Wachovia Bank CD rates for this featured term gives 0.75% APY, 15 months gives 1.01% APY, 19 months gives 1.50% APY, and 25 months gives 2.00% APY.  Those are competitive for sure.

For standard terms and Wachovia CD rates, payoffs are ranked in tiers, though the APY is usually the same no matter the deposit amount.  Minimum deposits on these Wachovia Bank CD rates are only $1,000.

For a 3 month term, the rate is 0.15% APY, for a six month term it’s 0.35% APY, and for nine months it’s 0.45% APY.  For 12 months, the rate is 0.55% APY and for 18 months it’s 0.65% APY.  For 24 months, it’s 0.75% APY.

Those are decent rates, but Wachovia certificate of deposit rates definitely shine with those special rates mentioned earlier.

Wachovia is, of course, FDIC insured to the fullest extent of the law.  Wachovia interest rates change, so be sure to lock in your Wachovia CD rates now if any of these appeal to you.  The FDIC insures up to $250,000 until 2013, so your high deposits are covered.

There are three special Wachovia Bank CD rates available right now.  These require a $5,000 minimum deposit to open and a linked Wachovia checking account.  The specials are:

• 13 month term 1.50% APY
• 17 month term 1.75% APY
• 27 month term 2.40% APY

Other Wachovia CD rates are in various terms and require a $1,000 minimum deposit to open.  The 3 month Wachovia interest rates are 0.25% APY, 6 months at 0.45% APY, 9 months at 0.55% APY and 12 months at 0.65% APY.

The 18-month Wachovia Bank CD rates are 0.75% APY and the 24 month Wachovia interest rates are 0.85% APY.

These Wachovia CD rates are subject to change at any time.  Wachovia is FDIC insured and is now owned by Wells Fargo, whose rates are the same currently.  Check with your local branch (under either name) to be sure the best rates are avialable.  Wachovia Bank CD rates change often, so lock yours in today if any of these Wachovia interest rates appeal to you.

The two specials are on 14 and 32 month terms.  These both have a $5,000 minimum deposit to open and their Wachovia CD rates are 1.80% and 2.65% annual percentage yield (APY) respectively.  These require a Wachovia checking account as well.

Other Wachovia Bank certificate of deposit rates are for 3, 6, 9, 12, 18, and 24 months.  We’ll look at each individually.  These Wachovia certificate of deposit rates require a $1,000 minimum deposit to open.

• 3 months – 0.60% APY
• 6 months – 0.75% APY
• 9 months – 0.80% APY

• 12 months – 0.85% APY
• 18 months – 0.90% APY
• 24 months – 0.95% APY

All of these accounts are FDIC insured to the fullest extent of the law.  Wachovia is now owned by Wells Fargo Bank, but operates independently.  These Wachovia Bank certificate of deposit rates can change at any time, so lock yours in now if you’re interested in any of them.

Three specials are being held right now on some Wachovia CD rates: 9, 14, and 32 month terms with a $5,000 minimum deposit. Each yields 1.40%, 1.90%, and 2.75% annual percentage yield (APY), respectively. Those are definitely competitive and worth looking at.

The standard Wachovia Bank CD rates for terms are in tiers of yield depending on deposit. All 3 month terms yield 0.60% APY no matter the deposit. 6 month yields all deliver a 0.75% APY as well. One year (12 month) terms are paying 0.85% APY and 18 month terms are paying out 0.90% APY.

Again, the real strength in Wachovia Bank CD rates right now are in those three specials listed first. If you’re in the market for an IRA-invested Wachovia certificate of deposit, though, there are offers there as well. A short 3-6 month term will yield 0.60% APY and a 6-12 month term a 0.75% APY.

If you’re planning to press the IRA deposit for a longer period, though, there are good Wacovia CD rates for 48-60 month terms at 1.06% APY and 60+ month terms at 1.16% APY. Those are the best Wachovia Bank interest rates paid right now outside of the Wachovia certificate of deposit specials listed earlier.

Whatever your investment plans, it’s worth looking at those Wacovia CD rates on the special Wachovia certificate of deposit accounts.