The Wacovia credit card has a special introductory annual percentage rate (APR) right now of 0% on balance transfers for the first twelve months. This means big savings for many, so it’s definitely worth considering. Beyond that, Wachovia Bank VISA rates are coupled with Possibilities Rewards in which you earn points towards various items and gift certificates.

Of course, like all VISA cards, a Wachovia VISA is covered 100% with zero liability on fraudulent purchases.

You can also link your Wachovia credit card with your Wachovia checking account and use it as overdraft protection and avoid fees. That’s a very nice idea.

Since Wachovia was bought out by Wells Fargo, they’ve continued to run under the Wachovia brand and keep the two institutions separate. However, Wachovia has to redeem themselvs to those who think that they’re not stable, so they’re offering some great deals to do so. One of those is the aforementioned Wachovia Bank credit card rates with 0% for 12 months. That’s worth looking at all by itself.