There are two kinds of savings accounts and they are Way2Save and the Wells Fargo savings account. The minimum amount required to open a Way2Save account is $100 or $25 when an automatic transfer is set-up every month. This account comes with a monthly maintenance fee of $5 and this is waived when a minimum daily balance of $300 is maintained or if there is an automatic transfer set-up. In the case of the Wells Fargo savings account, the minimum opening balance is $25,000 and a daily balance of $25,000 shoud be maintained to avoid the monthly maintenance fee of $25.

The current Wachovia savings account rates for the Way2Save account are 0.05% APY for all balances. The Wachovia Bank savings rates for the Wells Fargo savings account are 0.05% APY for a balance of less than $25,000 and 0.20% for a balance of $25,000 or more. Wchovia savings rates are higher when this account is linked with a checking account and in that case, the rates are 0.15% APY for a balance of less than $25,000 and 0.30% APY for a balance of $25,000 or more. These Wachovia interest rates are attractive.

For balances from $0 to $9,999, the Wachovia savings account rates are 0.02% APY. If you have a balance of $10,000 to $24,999, then the interest rate that you will earn is 0.10% APY. In the case of balances from $25,000 to $49,999, the Wachovia bank savings account rates are 0.20% APY. For a balance of $25,000 to $49,999, the interest rate is 0.24% APY and for balances of $100,000 and more, the Wachovia savings rates are 0.30% APY.

No fee is charged for using Wachovia and Wells Fargo bank’s ATM facilities when you have a savings account with Wachovia. To avoid monthly maintenance fee, a minimum balance of $25,000 is required to be maintained. $10 is charged as over draft protection transfer fee while $15 is charged for transactions exceeding six third party or pre-authorized transfers per month. Apart from these, a monthly maintenance fee of $25 is charged to your account. Wachovia high yield savings account rates are however subject to changes based on economic conditions.

These rates are reasonable in the current market conditions and along with other convenient features, this is definitely a good option for investing your money.

Wachovia’s savings accounts come in three kinds, namely Goal Savings account, High Yield Savings account and money market savings account. The goal savings account is a great way to begin the process of saving money for a secure future. You can open this account with as low as $25. The minimum opening deposit is $100 or $25 when you choose to set-up an automatic recurring transfer from any other Wachovia or Wells Fargo account. The current Wachovia savings account rates on this account is 0.05% APY for all balances. It also comes with an optional overdraft facility.

The second option is the High Yield savings account that comes with better rates and features. The minimum deposit amount is $25,000 and the monthly maintenance fee is waived if this amount is maintained in the account. The Wachovia Bank savings account rates for a balance of up to $25,000 is 0.05% APY and for balances over $25,000, the Wachovia savings rates are 0.30% APY. This account is also eligible for a bonus rate of it is linked with PMA Primary Checking account. The bonus rates are 0.15% for a balance of less than $25,000 and 0.40% for a balance of over $40,000. The Wachovia high yield savings account is an attractive way to earn more interest on your balance.

There are many kinds of saving accounts offered by Wachovia. The first is an account called Way2Save where the Wachovia savings account rates are 5%. They also provide a 5% eligible bonus for customers holding a balance of up to $300. Accounting fee is waived for this account. Monthly service fee is waived for the 1^st year and after that it is waived for qualified transactions while others are charged $5 per month. Overdraft protection transfer fee is waived for accounts that are linked with any Wachovia checking account. For others, $10 is charged per transfer.

The next account is the premium savings account. Minimum balance is not required and , Wachovia bank savings account rates are .05%. ATM withdrawal charges are waived for all customers. A monthly service fee of $5 is charged on accounts that do not meet the minimum balance requirements of $500. A minimum initial online deposit of $100 is required and maximum online deposit should be $25000 only. These Wachovia high yield savings rates are very competitive and are intended to benefit the customers in many ways.

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Wachovia offers four different savings accounts and they are Way2Save, High Performance Money Market, Premium savings and health savings account or HSA. Way2Save is a kind of savings account in which Wachovia will deposit $1 for every purchase you make using your check card. This Wachovia high yield savings account comes with a rate of 5.00% APY. The Premium savings account is one of the most popular savings products of Wachovia Bank. The current Wachovia Bank savings account rates for this product is 0.05% APY. This account can be opened and managed online. The minimum opening amount is $100 and the maximum that you can put into this account through the online option is $25,000.

The Health Savings account or HSA is another savings product that can be beneficial, thanks to the competitive Wachovia interest rates . It has been designed to help you save for your health and medical emergencies.  High performance money market account is another savings account offered by Wachovia Bank. The rates are 0.40% APY for all balances. With all these accounts, you will get 24 hours online access and all your deposits are insured by FDIC for greater security and protection.

Wachovia savings account rates for Way2Save account is 5.00% APY for all balances. Also, there is a one-time bonus of 5% on the eligible balance and this bonus has a cap of $300. Wachovia Bank savings account rates for the High Performance Money Market account is 0.02% APY for a balance of less than $5,000. It is 0.05% for a balance between $5,000 and $9,999. The rate of interest is 0.10% for balances between $10,000 and $24,999, 0.25% for balances from $25,000 to $49,999, 0.29% for balances from $50,000 to $99,999, 0.35% for balances between $100,000 and $249,999 and 0.40% for balances over $250,000. Wachovia savings rates for the Premium savings account is 0.05% for all balances. Despite these savings rates, there are many kinds of fees associated with the accounts and one must thoroughly read these before investing. The Way2Save has a monthly service fee of $5.00 after the first year and the person to person transfer fee is $3.00. The High Performance Money market account has a monthly service fee of $10 and a non-Wachovia or non-Wells Fargo withdrawal fee of $3.00. Overall, the Wachovia high yield savings accounts are a good investment option.

There are two basic Wachovia savings account rates to choose from.  The Wachovia high yield savings or High Performance Money Market and the Wachovia Bank savings account rates for regular savings.  We’ll look at the latter first.

Standard Wachovia savings account rates are based on a savings account that requires a $300 minimum balance to maintain without fees.  It yields a 0.05% annual percentage yield (APY), which is about what it was last time we looked at Wachovia interest rates.  There are several fees attached to this account if you use extra services such as electronic funds transfers (outgoing), ATM withdrawals from non-Wachovia machines, and so forth.  You’ll want to be aware of those if you plan to use this account so that you can see how they’ll impact your Wachovia Bank savings account rates overall.

Next are the Wachovia high yield savings available through the Money Market.  These have an APY of 0.50% and require a $2,500 minimum balance to avoid fees.  There are also charges associated with this account type, depending on extra service options.  So be aware that using the ATM, overdraft protection, and every transaction after six will have fees that could impact your Wachovia high yield savings returns.

Both accounts are variable rate accounts.  Wachovia Bank is FDIC insured through their owner, Wells Fargo Bank.

The Wachovia high yield savings is called a Premium Savings.  This account has Wachovia interest rates of 0.05% annual percentage yield (APY) on all balances with a $300 minimum balance required to avoid fees.  Alternatively, you can set up an automatic deposit of $25 or more per month to avoid those fees.  This account can also be linked with a checking account to become an overdraft protection account.

For more Wachovia high yield savings, the Wachovia savings account rates in the Way2Save offers are 5.00% for the first year, 2.00% for the years after that.  These pay out a maximum of $300 and are meant as accounts for children and allow only three withdrawals per month without fees.  Perfect for introducing your child to banking.

Of course, Wachovia savings account rates are generally best in a money market account.  The Wachovia Bank savings account rates for money markets is 0.65% APY with a $2,500 minimum balance required to avoid service fees.  These have no other fees attached to them unless you exceed six out-of-bank transfers in a month.

All three of these accounts are available online or at your local branch.  Wachovia Bank is FDIC insured.  Wachovia Bank savings account rates are variable and can change any time.

There are still two basic savings account types to look at for Wachovia interest rates: Premium Savings and Money Market accounts.  We’ll look at each of these and show you the current Wachovia savings account rates for them.

The Premium account has a $100 minimum to open, but incurs fees on balances under $300.  There are three yield tiers for these accounts, leveled by balance total.  These tiers have an annual percentage yield (APY) on the following scale:

• $0-$24,999 = 0.05% APY
• $25,000-$49,999 = 0.10% APY
• $50,000+ = 0.15% APY

For the Wachovia high yield savings money market account, the APY is 0.75% regardless of account balance.  There is a minimum $2,500 to avoid fees and $1,000 minimum to open.  For many, this is the better choice for Wachovia Bank savings account rates payoff.

All accounts at Wachovia are FDIC insured to the fullest extent of the law.  These rates change regularly, so be sure to check for the most current Wachovia savings account rates before opening an account.

Currently Wachovia savings account types include: Way2Save, a Premium Savings Account, and a High Performance Money Market account. We’ll look at each of these individually and what they offer.

Way2Save is a Wachovia savings account that has an automatic pay-in every time you use your debit card on a Wachovia checking account. These accounts have great Wachovia savings rates, with a whopping 5% annual percentage yield (APY) at the end of the first year and 2% for the next two years. This payout is capped at $300, however.

Another of Wachovia savings rates is in the Premium account. This is a more standard savings account with a minimum balance of $300 to avoid fees. Wachovia Bank interest rates on this Premium plan are tiered according to the account’s balance. Under $25,000 yields 0.05% APY, $25,000-$49,999 yields 0.10% APY and over $50,000 yields 0.15% APY. These accounts can also be linked to auto-desposits for further savings.

The Wachovia Bank money market account (called High Performance) is the best of the group for most savings plans. With a minimum balance of $2,500 to avoid fees, it may not be for everyone, however. The account yields 1.01% APY right now, which are good Wachovia money market rates right now.

While Wachovia bank interest rates are variable and, on Wachovia savings rates like these, they are not fixed, we think it’s worth considering if you’re looking for a Wachovia savings account.